Because your roof is so faithful at protecting the rest of your home from danger, it can come as quite a shock when you discover a leak. Wind and hail storms can affect everything from your new driveway installation to landscaping, but it’s rooftop damage that concerns most homeowners.
- “Who do we call if we spot a leak?”
- “Is roof repair covered by insurance?”
- “Is there anything we can do while we wait for help?”
We’ll cover all of these questions and more today, as we create a working game plan for future emergencies. We’ll also include a couple roof repair tips that could save you thousands of dollars. By the end, you should feel confident about what to do in a roofing crisis. Let’s dig in!
What to Do if Your Roof is Leaking
A prompt response could be the difference between small repair costs and hundreds (maybe thousands) of dollars in restoration. First, you’ll need to prevent any additional water damage by staunching the leak. We’ll cover how to do this, including what roof repair tools you’ll need, later.
Next, you’ll need to schedule roof repair service from a trusted local service. If the situation is dire and your attic is exposed to the elements, preventing further degradation is worth paying the extra fee for immediate emergency repairs. Otherwise, you can simply schedule at your earliest convenience (sooner, rather than later).
Finally, you’ll need a plan to gather evidence for your homeowner’s insurance company. Start taking photographs of the exterior and interior damage. Be sure to take photos before you start repairs!
How Do You Fix a Leaking Roof?
Your roofing service should make a close examination of the damaged portions of your roof. Any curled or dislodged shingles will need to be secured, while cracked and severely worn portions will need replacement. A good roofing service will also consider the layers beneath your shingles and ensure that the roof foundation is in good health.
Your service may offer to help you compile evidence for your insurance claim. Should the damage be too extensive for repairs to be cost-effective, your roofer may recommend complete system replacement. Either way, you’ll want to coordinate with your insurance company soon.
Is a Leaking Roof Covered by Insurance?
Barring cases of negligence, homeowners’ insurance will generally cover repairs for leaking roof, and subsequent damages cause by the invading water. It’s important however, that your claim is filed in a timely manner. The longer you wait to file your claim, the higher the chance that your insurance company will not cover everything.
To ensure the best response from your service, be sure to take pictures before repairs begin. Also, try to get as much documentation and pricing information from your local roofer as possible. This makes it much more likely that you’ll get full or near-full coverage.
Can a Roof Leak Cause Mold?
Absolutely! Mold spores exist in practically every area of your home. Given the right humidity, mold spores may start to grow within two to three days. That’s why it’s important to ventilate the attic, and dry out any exposed insulation within 48 hours of the roof leaks.
Can Your Repair a Roof Leak From Inside?
Before you file that roof repair insurance claim, there is still time to prevent extra moisture damage in your attic. Even if it’s still raining outside, you can take action inside your attic. Again, be sure you’ve already taken a picture of the affected area before you start repairs. You’ll need a handful of supplies to get started: roofing tar, plywood, a trowel, a bucket, a dry cloth, and one or two sponges. You may also want a putty knife.
Temporary Repair Process
- If you have wet ceiling drywall, start by sponging up the moisture.
- Place plywood on top of the surrounding joists, plus your bucket to catch leaking water.
- Next, identify the leak and trowel in a bit of roofing tar into the hole.
- Take another square of plywood and use the trowel to place tar along the edges.
- Let the tar dry, then wipe down any wet areas around the leak.
- Place a fan to dry out the area.
Remember, the insulation will need to be dry within 48 hours. If the leak managed to reach into a wall, you may need to take out the insulation to dry. Here’s a short article on how to do that without excess damage to your walls.
Get Your Estimate for Roof Repair!
If you are frequently dealing with roof repair for leaks in your shingles, it may be time to upgrade to a stronger roofing product. Our team at McRoof offers repairs and roof replacements with all manner of materials, including CertainTeed premium shingles. We’d be happy to talk about your options for post-storm repairs! Give us a call today at 682-478-2380.